A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:

Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers here up to $1 million in liability coverage during active rides.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.

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